Fulfill your dreams with gooloan
We provide the right loan solutions for you, even with low CIBIL score, new credit users, or bad credit history.
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Our Loan Products
Discover our range of flexible loan options designed to meet your unique financial needs.
Personal Loan
Quick and hassle-free loans for your personal needs with minimal documentation.
- Loan up to ₹5 Lakhs
- Interest Rate: 12% - 18%
- Tenure: 1 - 5 years
Business Loan
Fuel your business growth with our flexible business financing solutions.
- Loan up to ₹25 Lakhs
- Interest Rate: 14% - 20%
- Tenure: 1 - 7 years
Home Loan
Make your dream home a reality with our affordable home loan options.
- Loan up to ₹50 Lakhs
- Interest Rate: 8% - 11%
- Tenure: 5 - 20 years
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EMI Calculator
Calculate your monthly installments based on your loan amount, interest rate, and tenure.
This calculator provides estimated results. Actual EMI may vary based on loan approval.
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Eligibility Criteria
Our loans are designed to be accessible to a wide range of customers. Check if you qualify.
Age Requirements
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
Income Criteria
- Minimum monthly income: ₹15,000
- Stable source of income
- Employment: Salaried or Self-employed
Credit History
- We accept applications from individuals with low or no CIBIL score
- Special programs for first-time borrowers
Special Programs for Various Customer Segments
At gooloan, we believe in financial inclusion. We have special programs for:
- First-time borrowers
- Self-employed professionals
- Low credit score applicants
- Small business owners
Required Documents
At gooloan, we've simplified the documentation process. Here are the essential documents required for loan approval.
Identity Proof
- Aadhar Card
- PAN Card
- Voter ID Card
- Driving License
- Passport
Address Proof
- Aadhar Card
- Electricity Bill
- Water Bill
- Telephone/Mobile Bill
- Property Tax Receipt
Income Proof
- Salary Slips (last 3 months)
- Bank Statements (last 6 months)
- Form 16
- Income Tax Returns (for self-employed)
- Business Proof (for self-employed)
Special Program for Low CIBIL Users
At gooloan, we understand that credit history isn't always perfect. Even with a low CIBIL score, you may qualify for our special loan programs designed specifically for credit-challenged individuals.
- Quick loan approval process
- Reasonable interest rates
- Flexible repayment options
Note: The loan approval is subject to verification of documents and meeting the eligibility criteria. Additional documents may be required based on the loan type and amount. For detailed information, please contact our customer support team.
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