Personal Loan

You can apply for a Personal Loan by clicking on the "Apply Now" button on our website or visiting our nearest branch. You'll need to fill out an application form and submit the required documents. Our team will review your application and contact you regarding the approval.

The basic documents required include Aadhar Card, PAN Card, income proof (salary slips or ITR), address proof, bank statements for the last 3 months, and passport-sized photographs. Additional documents may be required based on your specific situation.

The processing time for a Personal Loan typically ranges from 24 hours to 3 business days, depending on the verification process and completeness of your documentation. We strive to provide the quickest possible approval and disbursement.

Yes, we offer loans to individuals with low credit scores as well. While a good credit score (600+) increases your chances of approval and better interest rates, we consider other factors like income stability, employment history, and age when evaluating loan applications.

We charge a nominal prepayment penalty of 2-3% on the outstanding principal amount if you choose to prepay your loan. However, prepayment is allowed only after you have paid at least 6 EMIs. Please refer to your loan agreement for specific terms.