Required Documents
All the documents you need to prepare for a smooth loan application process
Essential Documents
These documents are required for all loan applications regardless of the loan type.
Identity Proof
- Aadhar Card (Mandatory)
- PAN Card (Mandatory)
- Voter ID Card (Optional)
- Driving License (Optional)
Address Proof
- Aadhar Card
- Utility Bills (Electricity/Water/Gas)
- Passport
- Rental Agreement
Income Proof
- Salary Slips (Last 3 months)
- Form 16 or Income Tax Returns
- Bank Statements (Last 6 months)
Photographs
- Recent Passport Size Photographs (4-6 copies)
- Photographs should have white background
Loan-Specific Documents
Additional documents required based on the type of loan you're applying for
Personal Loan Documents
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For Salaried Individuals:
Employment ID Card, Latest 3 months' salary slips, Last 6 months' bank statements showing salary credits
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For Self-Employed Individuals:
Business registration documents, Last 2 years' Income Tax Returns, GST registration (if applicable), Last 6 months' bank statements
Business Loan Documents
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Business Registration:
Certificate of Incorporation, Partnership Deed, Shop & Establishment Certificate, or Business Registration Certificate
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Business Financials:
Last 2-3 years' audited financial statements, Last 2 years' Income Tax Returns, GST returns for the last year
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Bank Statements:
Last 12 months' business account bank statements
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Business Plan:
Detailed business plan (for loans above ₹10 lakhs)
Home Loan Documents
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Property Documents:
Sale Deed/Agreement, Property Registration Documents, Property Tax Receipts, NOC from Society/Builder
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Property Valuation:
Valuation Report from Bank's Approved Valuer
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For New Construction:
Approved Building Plan, Cost Estimation, Construction Timeline
Document Checklist
Use this checklist to ensure you have all the necessary documents for your loan application
Primary Documents
Additional Documents
Important Note
All documents should be self-attested. Original documents will be required for verification at the time of loan disbursal. For verification purposes, our representatives may visit your residence or workplace.
Ready to Apply?
Now that you know what documents you need, start your loan application process today.